Customer Onboarding with a Smile
The SignD Q Platform adapts to the unique needs and risks of your business and provides
the right set of services to balance your need for security and convenience.
SignD Quantum Platform
Lets Agree
Who are you?
Bank With us
Do I want to do Business?
Open Banking
Enables you to replace credit cards with instantaneous payments, saving up to 75%. Account Information Service allows access to consumer data like transaction history, balance, identity data for EU and UK bank accounts, Paypal, American Express and certain Master-Card and Visa issuers throughout Europe.
Fully Optimized
Payments
- Guaranteed payments, no chargebacks
- Fastest liquidity, funds settled directly
- No holdback or rolling reserve
- Most cost-efficient payment method
Better Decision
Marking
- Real-data driven credit worthiness
- Vetted identity data for European customers
- Gain customer intelligence
Regulatory
Compliance
- GDPR friendly & compliant
- Player protection
- Audit trail
Reducing
Fraud & Risk
- Highest level of banking security
- No credit card numbers that can be stolen
- Explicit consent avoids disputes
- No credit risk
Unleash the power of 550 million EU bank accounts for payments and account information services.
Open Banking
Unleash the power of 550 million EU accounts for payments and account information services.
SignD open banking services replace the need for credit cards online for EU and UK citizens.
Utilizing the standardized Account Information Service you can access customer data like transaction history, balance, identity data under the XS2A protocol for EU and UK bank accounts, Paypal, American Express and selected MasterCard, Visa issuers throughout Europe.
Where We See Open Banking Being Used
- Account Aggregation: Giving customers the ability to aggregate and consolidate all of their financial information on one platform including their current, savings, deposit, loan accounts in addition to their credit cards.
With all of this combined and integrated, banks are in a better position to understand their customers’ overall financial behavior.
- Personal Finance Management Tools: Third-party providers can offer customers easy to use tools that would enable them to sort out their financial portfolio. Some of the most popular features include investment aggregation & tracking, automated savings and product switching.
- Seamless Payments: Open Banking enables direct account to account payments which can significantly reduce the cost by eliminating card processors completely. It also allows financial institutions to increase the time and attention the have from customers enabling them to execute all their transactions from one place.
Open Banking opens the door to a whole new world of opportunities for both Consumers and Financial Institutions. Success in the future means you have to embrace these opportunities.
Get Started
Connect with one of our Customer Consultants to start a conversation about how you can onboard your customers with a smile